How it works
1. Apply online and provide your documents.
2. We review your details, income and expenses.
3. If approved, review your offer and repayment date before accepting.
What you’ll need
Your South African ID, cellphone number, bank details and proof of income. Have your recent bank statements and a breakdown of your monthly expenses and debt repayments ready.
Clear costs before you accept
Your offer shows the amount paid into your account, each fee, interest, the total repayment and the due date. If we offer a smaller amount than you requested, you choose whether to accept it.
Ready to apply?
Complete your application online. We’ll review it and contact you if anything is missing. Applying does not guarantee approval, and you do not have to accept an offer.